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Using real-life examples, this section details how our unique
mortgage solution software separates us from the rest of
the mortgage industry. By providing information to clients that
other mortgage lenders don't think to offer, we help our clients
make more informed decisions about the financing options available
to them.
Rate Watch Report
A client is open to refinancing their mortgage to lower their
rate when rates fall below a certain level. With this monthly
report, a comparison of current market rates to their existing
rate and what the monthly savings would be. The client can
then make more informed decisions, based on current market data.
Total Cost Analysis Report
A client doesn't know what mortgage rate/cost structure is the
most beneficial for his situation. Unlike what you may have
heard from the news media, the No Cost Loan is NOT always the
best loan. With this analysis we can provide a comparison
of 3-4 rate/cost scenarios, allowing the client to pick the one
that best fits his lifestyle and future plans. In this example,
the client could save $85,345. Call us to see how.
PMI Comparison Analysis Report
A client is purchasing a property with less than a 20% down-payment
(which typically requires Private Mortgage Insurance or PMI),
but doesn't know the options available to her. With this
report we can show her in black and white, how doing a 1st and
2nd combination instead of PMI may reduce her monthly payments,
increase her tax deductions and increase her equity.
Consolidation Analysis Report
A client wants to refinance to lower her monthly payments.
However, she's not sure consolidating her credit debt into this
mortgage makes financial sense. With this report we can
show the client how paying consumer debt through refinancing may
be beneficial to her, and what those benefits total in monthly
savings.
Equity Repositioning Report
A client is concerned about living paycheck to paycheck, and is
considering either ending monthly investment in their retirement
account/investments or canceling an insurance policy to free up
monthly cash. With this report we can show him how refinancing
and continuing to contribute to his investments can not only increase
his monthly cash flow, but will also help him invest more fully
in his financial future.
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