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Christiana Aquino, Senior Loan Processor
Senior Loan Processor CWC Financial 2006 to Present
Mortgage Loan Processor 2005 to 2006
Bridge Capital Corporation, San Francisco, Ca -
• assist loan officers in completing applications using Calyx Point
• liaise with title companies, escrow, appraisers, lenders, and credit companies to order and follow up on reports, supplements, and verifications
• submit loans using lender online submission tools
• interfacing with lenders, loan officers, and account managers on a daily basis
Loan processor 2005 to 2005
SRS Group/ Chase Home Finance, San Francisco, CA -
• process and prepare loans from Loan Officer's initial submission
• review documentation, enter data into underwriting decision maker and submit to underwriting when conditionally approved
• prepare file for loan documents to be drawn and ensure certain conditions are satisfied
• review various pipeline reports, constant communication with loan officer and closing department regarding issues and status.
Broker Coordinator/ Jr Underwriter 2004 to 2005
Transnational Financial, San Francisco, Ca -
• act as liaison between account executives, mortgage brokers, and underwriters
• experience working with Conforming/ Alt A and Subprime loans.
• familiarity with guidelines for various investors and automated systems such as IDASL, DU, LP, and EMITS
• analyzed loan applications thoroughly to ensure ratios and numbers are correct.
• reviewed documentation submitted by brokers in order to satisfy conditions that are required per program or doc type.
Associate Underwriter/ Loan Specialist 2003 to 2004
Bank of America, Brea, Ca -
• knowledge of programs, rates, and lender requirements for Bank of America wholesale guidelines
• analyzed and signed off various documents such as preliminary title reports, appraisals, and sources of income
• input all data into the Loan Processing System program to send file to docs out
• worked very closely with the underwriter, account executive and a vast array of brokerage companies providing excellent and prompt customer service
Sr. Funder 2001 to 2003
Bank of America, Brea, Ca -
• vast knowledge of Bank of America guidelines and procedures regarding wholesale loans
• providing customer service to broker and escrow companies through phone calls and faxes
• keeping status on loans current by notepadding and logging conditions in as they arrive
• funding a high volume of loans as all conditions are met, as well as wiring funds to the title companies
• training new employees with Bank of America requirements for funding
• helping others on the team when needed, in order to meet company goals
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